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  • Contact Prime Today

    Contact Prime Today

    To arrange a pension review, please contact us for a free initial meeting.

    Please Email Us >


A good pension still remains the most tax efficient way of accumulating wealth for retirement. In addition the rules governing annuity purchase have been relaxed; opening up the possibility that upon death, an individual’s residual pension fund could pass into the pension funds of their children. This will remove a major obstacle to pension provision for many people.

Insured Pension Plans used to be poor value for money. However, modern Stakeholder charged plans are excellent value and free of the contractual early surrender penalties that can trap people into poor performing ‘old style’ plans.

Unfortunately, these old style plans still exist meaning that many people could benefit from switching to a lower cost Stakeholder Pension. In addition, the rationalisation of the pension industry continues apace, with possibly only a few companies remaining in the battle for market share. This will leave an increasing number of funds ‘closed to new business’ and therefore at risk of long term under performance.

Never before has there been a greater need to review your existing pension arrangements, enabling you to plan effectively for your future. 

National Employment Savings Trust

Millions of workers are making little or no provision for their retirement whilst the cost of the State Pension Scheme is forecast to soar to unaffordable levels. To help to defuse this situation, the Government is introducing compulsory workplace pension provision.

Implemented in phases from October 2012, by 2016 each employee will be enjoying a pension contribution of 8% of pay of which employers must contribute a minimum of 3%.

The default pension scheme is called NEST, a Government led initiative into which all employees must enrol unless their employer offers an alternative qualifying workplace scheme. Please contact Prime for more information about NEST and alternative employers' pension schemes.

Call Prime Today - we're here to help

Contact Prime to arrange a pension review or to discuss their latest pension offering.

Coventry - 024 7651 8555 or Solihull - 0121 711 2468